Terms of Service & End-User License Agreement

Last updated: June 19, 2026

These Terms of Service and End-User License Agreement (“Terms”) govern your access to and use of the Modern Marks platform and the “Advisor AI” software application, including any related websites, dashboards, and integrations (collectively, the “Service”), operated by Modern Marks Business Consultants Inc. (“Modern Marks”, “we”, “us”). By creating an account, connecting a third-party service, or otherwise using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. License to Use the Service

Subject to these Terms, Modern Marks grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your internal business purposes. You may not copy, modify, resell, reverse-engineer, or create derivative works of the Service except as permitted by law.

2. Accounts and Eligibility

You must provide accurate information, keep your login credentials secure, and are responsible for all activity under your account. You must be at least the age of majority in your jurisdiction and authorized to bind the business you represent.

3. Third-Party Integrations and Your Data

The Service can connect to third-party services you authorize, including Intuit QuickBooks Online, Google (Calendar, Gmail, Search Console, Business Profile), and payment processors. When you connect a third-party account, you authorize Modern Marks to access, store, and process the data from that account solely to provide and improve the Service for you (for example, to create or read invoices, customers, and payments in QuickBooks Online).

We access and use this data in accordance with our Privacy Policy. Your use of each third-party service remains subject to that provider’s own terms and privacy policy (including Intuit’s). You may disconnect any integration at any time from the Settings area, which revokes our ongoing access to that service’s data.

4. Acceptable Use

You agree not to use the Service to violate any law, infringe any rights, transmit malicious code, attempt to gain unauthorized access, or send unsolicited communications in violation of applicable anti-spam or telemarketing laws. You are responsible for ensuring your use of outreach features complies with the laws that apply to you.

5. Coaching and Advisory Disclaimer

Modern Marks provides business consulting, coaching, and software tools that offer guidance and strategy. We do not guarantee specific financial results or business outcomes. Our Service does not constitute legal, tax, accounting, or financial advice, and is not a substitute for advice from a qualified professional. You remain solely responsible for your business decisions and their implementation.

6. Fees and Payments

Where the Service or coaching packages are offered for a fee, fees are due as described at the time of purchase and are non-refundable unless otherwise stated in a separate written agreement.

7. Confidentiality

We treat your business information, financial data, and trade secrets shared through the Service as confidential and will not disclose them to third parties except as needed to provide the Service, with your consent, or as required by law.

8. Intellectual Property

The Service, including its software, content, and branding, is owned by Modern Marks and protected by intellectual-property laws. You retain ownership of the data you provide or connect; you grant us the limited rights needed to operate the Service for you.

9. Disclaimers

The Service is provided “as is” and “as available” without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure.

10. Limitation of Liability

To the maximum extent permitted by law, Modern Marks and its consultants shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business, arising from your use of the Service or the implementation of our recommendations. Our total liability for any claim shall not exceed the amount you paid us for the Service in the three months preceding the claim.

11. Termination

You may stop using the Service and disconnect integrations at any time. We may suspend or terminate access for breach of these Terms or to protect the Service. Upon termination, the license granted to you ends.

12. Changes to These Terms

We may update these Terms from time to time. Material changes will be reflected by updating the “Last updated” date above. Continued use of the Service after changes take effect constitutes acceptance.

13. Governing Law

These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without regard to conflict-of-laws principles.