Summary
Business plan consulting for owners who need a plan that holds up — for a lender, a landlord, an investor, or their own peace of mind. We build the numbers with you rather than around you, so you can defend every figure in the room. Includes market sizing, costs, and a cash flow forecast. Langley, BC and online across Canada.
A Plan You Can Defend
The test of a business plan is not how it reads — it is what happens when a lender asks where a number came from. Template plans fail that moment, because the owner did not build the numbers and cannot defend them. We work the other way: you are in the room while the revenue model, cost structure and cash flow forecast are built, so by the time the plan is printed you can answer every question about it without looking down. The document matters; the owner who can argue for it matters more.
What the Plan Contains
Market sizing done honestly — who actually buys this, nearby, at these prices — rather than a national statistic divided by optimism. A cost structure with the unglamorous lines included: insurance, equipment replacement, the wage you pay yourself. A month-by-month cash flow forecast that shows the gap between invoicing and getting paid, which is where new businesses actually die. And the financing ask, sized to what the cash flow can carry rather than what the round number suggests. For CMHC, BDC or bank submissions, the plan is formatted to what those reviewers expect to find.
New Ventures and Existing Businesses
About half of this work is startups; the other half is existing businesses that need a plan for a specific move — an expansion, a large lease, an equipment loan, a partner buy-in. For existing businesses the plan starts from your actual books, which makes it faster and considerably harder to argue with. Either way the engagement ends with two things: a document ready for its audience, and a financial model you keep and update yourself as reality reports in.
FAQ
What does a business plan consultant do?
Builds the plan and its numbers with the owner — market sizing, costs, cash flow forecast and financing ask — so the plan survives a lender’s or investor’s questions.
Do banks in Canada require a business plan?
For most small-business lending, yes — and BDC and credit unions look for a realistic cash flow forecast above all. A defensible forecast is usually the difference-maker.
How long does a business plan take?
A few weeks for most engagements, driven mainly by how quickly the underlying numbers can be gathered and agreed. Rush timelines for a pending deadline are possible when the books are in order.
Can you update an existing plan?
Yes — refreshing an old plan against current books is common before a renewal, expansion or new financing round, and costs far less than starting over.
